Note: BMO SmartFolio added a few extra answers to this question, as follows: For clients or households with up to $100K in asset value 0.70% 23.36% one-year 6.06% three-year 6.67% five-year For clients or households with exactly $500K in asset value 0.57% 23.49% one-year 6.19% three-year 6.80% five-year For clients or households with exactly $1MM in asset value 0.49% 23.57% one-year 6.28% three-year 6.88% five-year