Highest GIC and Savings Accounts Rate Table

Rates are annual and can change at any time.
Rates apply to Registered (TFSA, RRSP, or FHSA eligible) and Non-Registered accounts.
*MCAN Financial is federally regulated and CDIC-insured.
†Hubert and Achieva, online divisions of Access and Cambrian credit unions, accept deposits nationwide despite provincial regulation and deposit insurance.
**Promo rates are typically rates that lenders offer for a limited time frame (e.g., 3 months), after which the rate drops significantly.
THE GLOBE AND MAIL Source: Rates are provided by WOWA.ca, which gathers, aggregates and freely disseminates data on mortgage rates, savings accounts, and GIC rates from 50+ Canadian financial institutions.